TC Cash Loan Just 1 minute.
Up to ₹ 50,000.

Get the Quickest Loan
in a few seconds

Get loan instantly. You will be asked for some basic details to check your eligibility for receiving loan.

CREDIT LINE
Up to
₹ 50,000
From ₹ 1,000
TENURE
up to
6 months

INTEREST
2.5%

Per Month
AGES
18 +
years
 

Hassle-free Loan Approval & Disbursal

  • 1
    Check Eligibility Provide us some basic details, and we’ll tell you about your eligibility to get loan
  • 2
    Complete KYC Upload your Identity & address proof documents along with a selfie to complete KYC.
  • 3
    Get Cash Loan Your requested loan amount will be credited in your bank account.

About Cash Loan

While most of the loan schemes are tailored for specific purchases (like home loan for buying a home, education loan for education etc.), Cash loan can be taken for just about anything. A Cash loan is unsecured which means like other type of loans it does not require a collateral. The money borrowed through Cash loan can be used for fulfilling various financial needs including wedding expenses, medical emergencies, vacation fund, fund for a small new business or a need to buy a gift or some gadget. A Cash loan is provided basis on the criteria such as your income, employment details, credit history, repayment capacity etc.

Why would you need a Cash loan?

  • ambulance
    Medical Emergencies Quick loan to manage sudden medical emergencies
  • ambulance
    Occasional Expenses Last-minute wedding shopping, home improvement or purchase of a gadget, everything comes in
  • ambulance
    Gifts – that can’t wait! Spend on the gifts that won’t make any sense if bought later
  • ambulance
    Helping a Friend Heard, “A friend in need is a friend indeed”? It’s your chance to prove

Why from True Balance?

Taking a Cash loan via True Balance promises quick approval and disbursal of loan within the duration of 60 seconds. You can borrow upto Rs. 50,000 without pledging any collateral. All you need to do is fill in some basic details, check your eligibility for loan and give your bank details for amount credit.

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No Bank Formalities

Every step from loan application to approval & disbursal, is taken within the app

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No Collateral

No need to pledge any asset; your credit history and income detail is enough for us

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No Paperwork

Physical documentation not required, just uploading ID’s & selfie will work.

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No Delays

Few steps, and your loan will be approved and disbursed in seconds

Documents required (just soft copies)

Address Proof
acceptable document – Aadhaar Card

Identity Proof
acceptable document – PAN Card

Latest Photograph
Selfie

Bank Account Details
with Internet Banking

How to apply for Cash loan?

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1.  Select Loan

Tap on the “Cash loan” icon in the app and proceed with accepting T&Cs.

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2.  Fill Basic
Details

Fill in your basic
information and submit.

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3.  Eligibility
Check

Your loan eligibility will be checked and revealed in a few seconds

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4.  Upload Documents

Upload your KYC documents along with a Selfie and one reference contact number

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5.  Verify OTP

Once you complete KYC process, “Accept” loan agreement along with your OTP based approval.

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6.  Success

Congratulation your loan amount will be credited in your bank account within seconds.

Things you need to know

You can apply for Cash loan on the True Balance Mobile Application. The loan is provided by our business partners, True Credit and it’s starting amount is Rs.1000/-

  1. Interest will be calculated on the principal loan amount.
  2. Repayment amount (Principal and Interest) will be calculated based on the tenure.
  3. Your repayment history will increase your loan eligibility for the future.
  4. To avail the loan, PAN Card and Selfie are Mandatory as POI (Proof of Identity) and Aadhar Card as POA (Proof of Address) is mandatory to complete your KYC.
  5. Loan Amount, tenure, Interest rate, and Processing fee is subject to change anytime.

What our customers are saying

Our customers have spoken about their experiences at True balance

Aniruddha Deshpande
“Outstanding platform to get quick loan in less than few minutes, no need to waste your time on banking process when u need money urgently. A lot satisfied with the service provided to me. Everyone can try True balance to solve money problems quickly without getting frustrated…”
Arunesh Mehta
“I know that I have purchased what suits me. Such explanation and clear step by step guidance leaves no point for confusion. Thanks for creating this website named True balance”
Binafer todywalla
“I am delighted with your service. No words to express my gratitude. The process was so quick and prompt and I could purchase what I wanted within minutes. you also helped me financially by giving loan when I was stuck. You guys are doing wonderful and be this way. Thanks a lot for everything team."
Poonam Dimri
“I generally do not write reviews, but the services provided me to do so.. very simple process, ease and efficiency, excellent experience”
Saurabh kumar
“I found the concept very good and helpful in emergency… but the most impressive feature was their efficiency and professionalism. It is now my preferred medium for quick cash”
Frequently asked questions
  1. I don’t have a credit history, can I apply for Cash loan?
    Yes, any Indian citizen above 18 years of age can apply for loan.
  2. Why do you need my KYC / Internet banking?
    The documents are required for compliance by the Loan providers or the Business Partners of True Balance with the Know Your Customer (KYC) regulations, as per RBI guidelines. Further, Internet banking is the easiest and the fastest way of processing your application for loan. Our Business Partner, True Credit ensures that no one can access the details of your account.
  3. How do I pay back the loan?
    Once your loan is approved and disbursed, you will be required to pay back the loan to True Credit through the payment methods available on the True Credit website.
  4. What if I do not repay?
    The Cash loan on the TrueBalance Mobile Application is provided by our Business Partners. Our Business Partner, True Credit can report to the credit bureaus in case loan is not repaid on time. This may affect your eligibility to take loans in the future.