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Turn your Dreams into 

Reality with our

Get quick cash in your account with our quick and easy online personal loan.

Loan through RBI Licensed NBFCs

Finance for all Indians

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4.0

Awards and Recognitions

Awards & Recognitions

Great Place To Work - 3 Years
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Champion of Financial Inclusion Initiatives
2023

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Best Digital Initiatives; Overall Champion
2023

About Us

Welcome to True Balance – your trusted financial friend. We pride ourselves on being the go-to platform for all your financial needs. True Balance is your ensures personal loan online. We are committed to providing hassle-free, quick personal loan online for your financial emergencies and guaranteeing you financial support precisely when you need it. Join us on the journey towards financial empowerment with True Balance.

What We Offer

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Avail of Cash Loan from ₹5,000 - ₹1,00,000

Interest Rate Starting from 2.4% per month  |   3-12 Months Tenure

Online Quick Personal Loan with a limit determined by credit score and income

Ideal for salaried & self-employed, additional documents like Bank Statement may be required.

Complete paperless Process

Minimum Documentation

Quick Disbursal in your bank account

How True Balance Works

True Balance - The online lending platform ensures a fast and hassle-free borrowing experience; simple steps, easy processes.

Onboarding and KYC verification

The first step is the completion of KYC, which requires your PAN, Aadhaar, and a selfie.

Select the Loan

Select the preferred loan product

Check for the Eligibility

Enter some basic details to check your eligibility for an quick loan online 

Loan Disbursed

Submit salary/bank statements, enable auto-debit, and get funds in minutes.

How True Balance Works

Trusted by Millions of Users

True Balance is fast, simple, and seamless. We facilitate fast disbursal of loans which involves a few simple steps. Experience quick and secure lending with us.

70

Million +

True Balance Playstore App Downloads

Loan Amount Disbursed

7043

Crore +

Loan Amount Disbursed

Loan Disbursed Users

30

Lakhs +

Happy Users

What Our Customers Say About Us

Why True Balance

Simple, Secure and Quick

 24*7 Availability

 24*7 Availability

100% Safe Lending

100% Safe Lending

100% Digital

100% Digital

Instant Loan Disbursal

Quick Loan Disbursal

Credit Only from RBI-Licenced NBFCs

Credit Only from RBI-Licenced NBFCs

PPI licensed Entity

True Balance provides Prepaid Payment Instruments in mobile wallet form as guided in RBI's Master Directions on the Issuance of Prepaid Instruments. The wallets facilitates recharge, bill payment etc.

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Easy & Quick Recharge and Bill Payments.

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Recharge

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DTH

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Electricity Bill

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Gas

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Broadband

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Water

Our Journey of building for a
Billion Indian Users

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True Balance Product Journey

Our Investors

SoftBank
NH Investment Securities
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Our Team

Meet the True Balance Team

Behind the success of True Balance stands a dedicated and diverse team committed to revolutionising the digital lending landscape. Our professionals, driven by passion and expertise, work collaboratively to bring innovative financial solutions to your fingertips.

With a shared vision of financial inclusion, our team combines industry knowledge, technological prowess, and a customer-centric approach to ensure that True Balance remains at the forefront of empowering individuals on their financial journeys. Get to know the faces behind the mission, each contributing unique skills and perspectives to make True Balance the trusted platform it is today.

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Lending Partners on True Balance app

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True Credits Private Limited

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InCred Financial Services Limited

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Grow Money Capital Private Limited

Muthoot Finance Limited

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Vivriti Capital Private Limited

Northern ARC

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Lendbox (Transactree Technologies Private Limited)

OXYZO Financial Services Limited

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We are Trusted, Safe & Secure

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RBI Licensed Prepaid Payment Instruments (PPI)
The International Standard for Quality Management System (QMS)
The Payment Card Industry Data Security Standard
Made in India together with South Korea
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Download the App Now

Refer your friends, Earn 5% on every referred loan

Scan QR Code to Download the True Balance App

4.0 Playstore Ratings

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Finance for All

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Download the App

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Customer Support

(0120)-4001028

True Balance app (operated by Balancehero India Private Limited) is a digital lending application (DLA) of True Credits Private Limited (NBFC) and for its lending partners that facilitates its users to avail innovative financial services from True Credits or from its lending partners.

© Copyright True Balance. All Rights Reserved.

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