Personal Loan

Get a Personal Loan in Minutes

Need money for a medical emergency, travel, education, home renovation, or anything else? You can get a personal loan from ₹1,000 to ₹2,00,000 right on your phone. There's no long wait and no paperwork. The entire process is 100% digital and easy to complete.

You'll get fast loan approval and quick disbursal directly to your bank account. Plus, you can choose flexible EMIs that suit your budget.

There's also an option to repay early if you prefer. Our service is available 24x7, so you can apply anytime.

Not sure how to start? Don't worry! We have a simple step-by-step process that guides you through everything. Just focus on what's important to you, and we'll take care of the rest.

Apply for a Hassle-Free Cash Loan

Get started with True Balance

Our Loan Products - For all your needs, big or small

Cash Loan

Get a quick loan from ₹5,000 to ₹2,00,000
Choose a repayment period of 6 - 12 months
Monthly interest starts at 2.4%
Processing fee: 0 - 12%
You may need to submit additional documents like bank statements

Level Up Loan

Borrow ₹1,000 to ₹30,000 for 6 months
Monthly Interest starts at 2.4%
Processing fee: 0 - 12%
Pay on time to improve your credit score and unlock higher loan limits.

Features and Benefits

Get the best personal loan experience with simple and fast service. Apply anytime, anywhere, and get the money you need quickly and easily.

100% online process
Loan disbursal in minutes
Loans from ₹1,000 to ₹2 lakh
Early repayment option
Flexible EMI options
Available 24*7
Loans from RBI registered NBFCs

Eligibility Criteria for Personal Loan online

Check who can apply and what documents are needed for fast approval and smooth disbursal.

Indian citizen
18 years of age
or older
Possess a government-approved
Valid identity proof
& address proof

Documents Required

PAN Card
Aadhaar Card
Bank statements
(required wherever applicable)

Secure Your Loan Quickly and Simply

Applying for a personal loan at True Balance is very quick and easy. Follow these simple steps to complete your application and get the amount disbursed directly into your bank account.

Steps to apply loan

Download & Install the App
Sign Up & Register
Complete Your KYC
Check Your Loan Offer
Select Loan Amount & Tenure
Apply & Get Quick Approval
Loan Disbursal to Bank Account

Purpose and Uses of a Personal Loan

Need support for travel, education, emergencies, or something personal? Our quick and easy personal loans are designed to suit your situation — simple, fast, and reliable.